Billing & Payments

in Fargo, North Dakota

At Fargo Center for Dermatology, we believe that expert dermatological care should be both effective and affordable. That’s why we work with you to find the right options for care that fits with your budget. We invite you to contact our office to find out more about your payment options from our expert patient coordinators.

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We understand that coverage can be a huge factor when looking at your options for dermatological care. We accept most insurance plans, and we encourage you to give us a call to verify your options. We also encourage you to check your specific coverage details so that we can get you the right treatment at the right cost.


Sometimes, life happens. That’s why we accept the best in medical care financing, CareCredit. This means six months of interest-free financing on costs of over $200 so you can get the care you need with the payment plan that fits your wallet. Contact us to learn more about your options for affordable treatment.


We strive to make your payment experience as easy as possible. Our refunds policy is as follows:

  • Patient accounts with a credit balance will be reviewed on a monthly basis, and refunds are issued to the appropriate party (guarantor or insurance company).
  • Refunds will not be issued if the patient has an upcoming appointment within the next 30 days and it’s expected that the patient will owe a co-pay, a coinsurance, or a deductible amount.
  • All refunds will be sent via check to the patient/guarantor at the address on file.
  • Accounts with a credit balance less than $25 will not be issued unless requested.

We invite you to contact us with any questions you might have about your booking process, payment, and cancellations. Our patient coordinators can guide you to the appointment that works best for you.


Patient Rights and Protections Against Surprise Medical Bills

If you have private health insurance, there are protections in place that provide visibility to your planned medical charges and fees when requested. If you’re uninsured or you decide not to use your health insurance healthcare services, under these protections, you can often get a good faith estimate of the cost of your care up front, before your visit.

Patients who are uninsured or who choose not to utilize insurance coverage for medical services have the right to request a good faith estimate for the total expected costs prior to receiving care.  For cash-pay patients, a breakdown of costs for any tests or procedures beyond the overall medical visit charge are shared at the time of the visit.  You can request a paper copy of this estimate from our office at any time.  We will also keep a copy on file in your patient chart for future reference if need be.

If the bill you receive is at least $400 more than your good faith estimate, you can dispute the charges.  You have 120 days from the date on your bill to do so.

For questions or more information about your rights under the ‘No Surprises Act’, visit